Mutual Funds, Vanguard Paper - 1375 Words

Vanguard Mutual Fund Evaluation FIN/420 1/26/2014 The Vanguard Group The Vanguard Group offers an array of mutual funds, exchange-traded funds, brokerage, and asset management. When choosing and comparing mutual funds, there are characteristics that you need to first evaluate. This paper will review five different categories of mutual funds that Vanguard Group offers its investors. Actively Managed Common Stock Fund The Selected Value (ticker VASVX) is an actively managed common stock fund with a 4 star Morningstar rating with a minimum investment of $3,000. This fund does not have a front or rear load fee. The total annual fund operating expenses are 0.41% which means that for every $100 you invest, $.41 goes to paying the†¦show more content†¦The funds asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase. This investment is superb for long-term investors like myself. The fund inception occurred on October 27, 2003, and has been managed by Michael Buek since 2014. The fund inception date tells us that the mutual fund has been around for 23 years and the fund manager for one year. This fund has been up for ten years and down for one year which tells us that the new manager may have not been the correct choice. International Fund Developed Markets Index Admiral Share (ticker VTMGX) is a Vanguard International Fund with a 3 star Morningstar rating and a $3,000 minimum balance. This fund does not have a front or rear load fee. The total annual fund operating expenses are 0.06% which means that for every dollar that you invest, $.06 goes to paying the person who sold you the fund. The expense ratio is also low at 0.09%. According to â€Å"Best Vanguard Index Funds 2014 (2009-2015), â€Å"the index fund provides investors low-cost diversified exposure to developed foreign markets. The fund invests in companies located in Europe, Asia, and Australia, which make up 75% of the non-U.S. equity market† (para. 2). There are five primary industries that this fund encompasses.Show MoreRelatedAsset Classes Paper 11043 Words   |  5 PagesRunning Head: ASSET CLASSES PAPER Asset Classes Paper Stacey Browning University of Phoenix Asset Classes Paper Investment portfolios consist of investment assets and these investment assets are categorized into broader classes known as asset classes (Bodie et al, 2008). Asset classes can be stocks, bonds, real estate, commodities, and money markets (Bodie et al, 2008). Individuals as well as businesses can have investment portfolios. Sometimes investors use different avenuesRead MoreThe Demand And Supply Of Financial Services For Retirement System Of United States1382 Words   |  6 PagesThe purpose of the paper is to provide a better understanding of the demand and supply of financial services for retirement system of United States, with a specific focus on the needs of small businesses. 1.2 ACRONYMS DB – Defined Benefits DC – Defined Contribution 2 BRIEF HISTORY OF RETIREMENT PLANS Until the late 19th, the idea was to work until you die or until you can’t work anymore. However, in 1889 a German Chancellor Otto vin Bismarck introduced in Germany the pension plans, not becauseRead More123456787123 Words   |  29 Pageson the 17 largest Investment Banks and the 10 largest Mutual Funds. It tries to quantify the uncertainty and lists the economic mass of every institution from among the two groups and the average economic masses of each group as well. The study was restricted to publically listed Investment Banks and Mutual Funds and the model was not applicable to privately held and boutique banks and also wasn‘t applicable to hedge funds and other private funds which did not report their Net Asset Value Returns.Read MoreThe New Covenant Balanced Income Mutual Fund1884 Words   |  8 Pagesof Mutual Fund NCBIX The purpose of this paper is to analyze the New Covenant Balanced Income Mutual fund. This NCBIX fund involves investing money along with the Presbyterian Church mission. The money would be invested to organize personal or socially responsible goals. This determines how the investors will be used to fund. They can use it to help out for a cause of charity. The mutual fund balances how well is coming with their own stocks in the market. A brief overview of the mutual fund doesRead MoreMutual Fund Performance714 Words   |  3 PagesCase a) US Mutual Fund Performance Maastricht University | | | | School of Business amp; Economics | | | | Place amp; date: | Maastricht, 5th December 2013 | | | | Name, initials: | Mà ¼ller-Wilmes, VEMCroughs, ZWFWang, WCGerdsen, BHARack, MD | | For assessor only | | ID number: | I6076025I6075042I6117368I6075829I6064576 | | 1. Content | | Study: | International Business Economics | | 2. Language structure | | Course code: | EBC | | 3. Language accuracy | | GroupRead MoreInvesting in the Stock Market3576 Words   |  15 PagesInvesting in the Stock Market Matt Gonzales Abstract The purpose of this paper is to inform the average investor of how to make money in the stock market. The stock market should be thought of as a long-term savings vehicle. Investing in the stock market should not be associated with gambling. By investing in high-quality U.S. companies, the investor in a company profits along with the company. As a shareholder, when the company makes money, the investor also does.Read MoreFinancial Analyst1306 Words   |  6 Pagesabove, than it would be position of financial analyst. In the further text I would focus myself on the financial analysis and firms that need financial analyst (also called security and investment analyst), like banks, insurance companies, mutual and pension funds, securities firms. However I tried to be realistic, so I didnt look to much into future. I focused my self on today and possible internships in this field. It is difficult to say how promising it is, because the demand for financial analystsRead MoreFinancial Analysis And Research Of Mutual Fund1832 Words   |  8 PagesFinancial Analysis and Research of Mutual Fund GCEQX The purpose analyses is based on the Green Century Funds. In this mutual fund involves with the environment and has organized with other companies to help the environment. How to support the environment stablility. This will be the reason the investors would use the funds to help society and will be on climate change. The overview of this paper us the GCEQX has a long-term total return, which involves in stocks. The fund uses the environmental, socialRead MoreCapital Asset Pricing Model ( Capm ) And How It Can Be Used By Fund2213 Words   |  9 PagesThis paper looks at The Capital Asset Pricing Model (CAPM) and how it can be used by fund managers when making investment decisions and the interaction of CAPM when calculating Alpha which enables investors to assess the fund manager’s performance. I will outline the principles of the two measures including any limitations that they present along with my conclusion. Part 1 – CAPM CAPM is considered to be an important device in financial management having been developed by three academics, SharpeRead MoreGlobal Fund Advisor Introduced Webs2016 Words   |  9 Pageshas opened a significant number of empty rooms on the exchange market, which needed to be filled with new ETF products. This is what attracted the financial product designers to create different types of ETFs in the last 21 years. Barclays’ global fund advisor introduced WEBS (world equity benchmark shares) in 1996 as a first ETF to provide American investors with easy access to the forging markets. They created a family of ETFs and each ETF had â€Å"ishares† as a first name and the index it followed

Reaction Paper Drama - 695 Words

Reaction Paper- Fiction: Drama Kimmie Pulse Eng/125 Dr. Alexander Perez A Doll’s House by Henrik Ibsen In reading this play my first thought in seeing the title I assumed the play was about a doll house. In reality the title had more to do with the life of Nora Helmer. The title represents Nora’s treatment from her husband. The husband Torvald treated Nora as a child with no mind and intelligence. His pet names for her in the beginning demonstrated this. His lack of accepting her as an equal was also demonstrated in his ability to see that Nora was a smart woman and could see and do things for herself. Ibsen used many strategies to get this point across. In one of his strategies he takes a common housewife and made her secretly†¦show more content†¦Nora was very intelligent and had a great understanding of herself in her husband’s eyes. In the end she came to understand exactly how her husband saw her and that her whole life of being a mother and wife was a lie. When faced with this she left Torvald declaring she did not love him and maybe never did. In this pie ce the imagination of the writer brought a colorful play to the reader. His writing of the hardship of the school friend, the doctor who always stated that he was dying, and the desperate attempt to hide the truths from each character gave the reader the imagination that not all homes are really happy. That not all wives are blind from the treatment of their husbands, and that not all marriages are made out of love, but more out of the need to survive. Ibsen’s great imagination made this play a pleasure for the reader to read. I could see myself in the living room of the Helmers house watching all drama unfold in front of me. I was present in the playful way Nora played with her children after a cold day outdoors. And I was present when Nora realized that her husband was not all she made him out to be and in the end leaving him. A doll House was more than a play it was the coming of age for a woman who would not be treated the way she was anymore. The understanding that in th at time men really did see women more as dolls than as equal members of the family. Finally this play was aShow MoreRelatedThe Glass Menagerie Drama Reaction Paper912 Words   |  4 PagesThe Glass Menagerie Drama Reaction Paper ENG 125 September 19, 2012 Heather Carlopio The Glass Menagerie In this week’s Drama literary composition The Glass Menagerie the author Tennessee Williams tells the story of a poor family of three living in a small apartment. The story takes place in the early 1900s and most of the scenes take place in their apartment. The drama was set from the beginning of the story when the author first determines that Laura has a disability, and she is unsureRead MoreA Dolls House Reaction Paper-Drama927 Words   |  4 Pages  Ã‚   Reaction Paper-Drama Angela Ericksen University of Phoenix The play â€Å"A Dolls House† was written by Henrik Ibsen. This play truly is an interesting, play and it really connects with how things can be in real life which helps the readers truly connect with it! Henrik Ibsen,  in full Henrik Johan Ibsen  was a major Norwegian play righter of the late 19th century who introduced to the European stage a new order of moral analysis that was placed against a severely realistic middle-class backgroundRead MoreVisual Arts And Drama Integration Essay1307 Words   |  6 Pagesintegrate visual arts and drama. Visual arts allow students to freely express themselves through drawing, construction and painting (Dinham, 2014). 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The hypothesis of the study was that the story framework provides the opportunity for the client to practiceRead MoreReaction Paper Eng 1251074 Words   |  5 PagesReaction Paper – Fiction: Drama ENG/125 June 22, 2015 Reaction Paper – Fiction: Drama In the weeks reading, â€Å"Death of a salesman†, writing by Arthur Miller, created a scene in which plots a salesman with many problems. The technology that was presented was around 1949 in which no modern computers or emails existed. A salesman had to travel by car on his own to create income for his family and although many salesmen had family to support in cities where they would have to leave for weeksRead MoreBusiness and Management2600 Words   |  11 Pagesconveying a particular idea. | | | |Individual |Write a 700-to 1,050-word paper that details your reaction to one of the fiction stories in |Due Week 1 by |10 | |Reaction Paper—Fiction: Short |this week’s readings. Include the following in your paper: |5:59 p.m. | | |Story | Read MoreImportance of Art Education in High School1515 Words   |  7 Pageswriting and drama, are essential to the fullest development of people of all ages because they encourage us to creatively express our interests and feelings in a way that no other curriculum cannot. Not only are art experiences fun and enjoyable, they contribute to overall academic success. Without the proper education of the Arts no school curriculum is complete (Conant 24). Remember all the fun classes in high school we actually looked forward to? That classroom time was filled with drama rehearsalsRead MoreLiterary Analysis of Susan Glaspells Trifles1788 Words   |  7 PagesThus, the title of the play has a double-meaning: it refers, satirically, to the way trifling way some men perceive women, and it also acts as an ironic gesture to the fact that women are not as trifling as these men make them out to be. This paper will analyze setting, characters, plot, stage directions, symbolism, themes and genre to show how Glaspells Trifles is an ironic indictment not of a murderess but rather of the men who push women to such acts. The play is based towards the endRead MoreEvaluation of â€Å"‘Proper’ Men and ‘Fallen’ Women: The Unprotectedness of the Wives in ‘Othello’†766 Words   |  4 PagesRuth Vanita is an English professor at Delhi University who wrote this essay, â€Å"‘Proper’ Men and ‘Fallen’ Women: The Unprotectedness of the Wives in ‘Othello’,† as part of her work on the representation of wife-murder in Renaissance drama. The article was published in 1994 in the journal, Studies in English Literature, 1500-1900. Vanita’s thesis is that the deaths of Desdemona and Emilia were a reflection of societal acceptance of violent behavior against women and in particular within the husband-wifeRead MoreEssay on Argument Against Reality Television852 Words   |  4 Pagesabout who is going to be evicted from Big Brother? Well, youre the one the needs a snap back to realityà ¢Ã¢â€š ¬Ã‚ ¦ One of the attractions of reality television is the supposed reality of it - unscripted and unplanned situations and reactions. One of the ethical problems of reality television is the fact that it isnt nearly as real as it pretends to be. At least in dramatic shows one can expect the audience to understand that what they see on the screen doesnt necessarily

The Oil Curse free essay sample

This is hypothesized to happen for many different reasons, including a decline in the competitiveness of other economic sectors (caused by appreciation of the  real exchange rate  as resource revenues enter an economy), volatility of revenues from the natural resource sector due to exposure to global commodity market swings, government mismanagement of resources, or weak, ineffectual, unstable or corrupt institutions (possibly due to the easily diverted actual or anticipated revenue stream from extractive activities). Why was the World Bank’s participation in the Chad-Cameroon pipeline critical? While the Bank’s share of the $4. 1billion was small, almost 10%, its participation in the deal was critical. Because the World Bank had other loans to Chad, Exxon Mobile and the other oil companies believed that the World Bank’s participation would lower their political risks, for Chad would be unlikely to jeopardize its relationship with the World Bank. 3- Does the World Bank have a right to demand that sovereign countries like Chad spend their oil revenues in ways the World Bank deems appropriate? Transparency International a nongovernmental organization that annually conducts surveys of corruption ranks Chad’s government as one of the most corrupt in Africa. We will write a custom essay sample on The Oil Curse or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Facilitating corruption was the lack of accountability and transparency in the use of oil revenues by many governments. And the revenues generated by the pipeline would provide sufficient temptation: Over its estimated 25-year life, the project is expected to yield $2 billion for Chad and $500 million for Cameroon. Given these circumstances, the World Bank has the right to demand Chad’s government assurances that the revenues from the oil field would be devoted to alleviating the country’s poverty. So to gain the World Bank’s approval for the loan, Chad agreed to enact the Petroleum Revenue Management Law. 4- If the World Bank and Chad’s government fail to settle their dispute over amendments to the Petroleum Revenue Management Law, What should the consortium do? Should they make funds available to Chad’s government in defiance of the World Bank’s wishes? Chad’s government began to suffer budget difficulties. In December 2005 Chad’s National Assembly voted to amend the petroleum Revenue Management Law. The new amendments abolished special fund that would preserve oil revenues for the benefit of future generations. In addition, the legislation doubled the percentage of oil revenues that the country could spend without outside oversight to 30 percent. the World Bank acted swiftly in response to this legislation, which it viewed as abandoning Chad’s obligations under the agreement. In January 2006, it suspended all new grants and loans to Chad and cut off additional disbursements under existing projects with Chad. The World Bank’s action affected some 124$ million in undisbursed fund in eight bank-funded projects with Chad. The Exxon-led consortium was now caught in the middle. It decided to withhold all revenues until the dispute between the World Bank and Chad’s government was resolved. However, President Deby announced that if the consortium failed to deliver the funds to Chad’s government, he would demand that oil production cease in Doba. Ultimately, the consortium could lose it rights to operate in the country. However, if the consortium delivered the funds to Deby government, it faced the wrath of the World Bank and various activist groups like transparency international. Given these circumstances, and in my opinion Exxon-led consortium should mediate between Chad’s government and the World Bank to settle the dispute in order not to lose its rights to operate in the country and not to face the wrath of the World Bank. Subsequent to the signing of the pipeline agreement, world oil prices have increased substantially. Given the abject poverty of Chad, should the oil companies offer to increase the royalties paid to chad’s government once its dispute with the World Bank is settled? Royalties/Royalty Oil refer to The government’s percentage of proceeds from oil Production, these will vary from country to country. Chad’s Government receives, in cash, 12. 5 percent of the sale price of oil pro duced From the Doba ? lds, after transportation costs and a quality discount have been deducted. In some cases, royalties are a percentage of production that is then sold by the government. Royalties can be charged on gross production without regard To the pro? tability of the operation. So it is unlikely that the oil companies will offer to increase the royalties paid to Chad’s government unless this increase in payments will be sort of pressure on the Chad’s government to settle its dispute with the World Bank.

Monsanto Companys Monopoly

Table of Contents Introduction History of Monsanto Market impact of the monopoly Market acquisition References Introduction The essay is an over view of monopoly. The chosen company or organization for the purposes of this study is Monsanto a company that holds about 70% to 100% of the market in commercial seed. It is well known for producing herbicide roundup, pesticide, crop seeds and it was sued by those organizations that compete with it for monopolistic practices as well as anti-trust.Advertising We will write a custom essay sample on Monsanto Company’s Monopoly specifically for you for only $16.05 $11/page Learn More The company was founded in 1901 and headquartered at Creve Coeur, Missouri in United States of America. It employs slightly over 21,000 as at 2009. In 2008 its revenue and net income stood at $11.37 and $2.02 billion. Economists coined the term monopoly to refers to an existing situations whereby a particular person or an or ganization do have adequate say or control concerning given goods or services thus determining as well as dictating the conditions or terms under which consumers as well as other persons will have the potential to land their hands on such goods or services. There are four main characteristics of monopoly, single seller, market power, price discrimination as well as firm and industry. History of Monsanto It was founded in 1901 and well known as a multinational corporation that leads in biotechnology in the field of agriculture; additionally it produces genetically engineered seed. 18 years down the line, it partnered with Grasser’s Chemical Works thereby expanding its business in Europe. It later grew to produce industrial chemicals. In 1940 the company became well known in producing plastic. Four years later it started producing DDT bit was later banned, in 1949the corporation acquired the American Viscose (Julfekar, 2010). Five years down the line it joined hands with Bayer to engage in Polyurethanes in United States of America. The corporation bought G.D Searle Company. It is important noting that, 11 years later, it acquired 49.9% of Calgene and before the end of that year, it again acquired close to 5%. In 1997, it spun of its fiber division as well as industrial chemical. It later sold three of its companies among them NutraSweet Co. In 2000 it entered into a merge with Upjohn and Pharmacia. Five years down the line the corporation acquired Seminis a company that is a leader in producing fruits and vegetable seed. At the end of 2007 the business venture purchased Delta as well as Pine Land Company. Two years ago, 2008 it again purchased De Ruiter Seed while selling its brand –Posilac. It now controls above 70% of the agricultural market in USA. In my view, Monsanto acquired it monopoly status through vertical mergers as well as acquisitions. Market impact of the monopoly It is worth noting that Monsanto Corporation through its monopolistic c haracteristic did impact both positively and negatively to the market. Traditionally, monopolies do impact especially in prices; it either lowers prices or makes it to skyrocket.Advertising Looking for essay on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More In this case, Monsanto at some point set their prices so high that Americans as well s other consumers were unable to buy their product, but due to lack of better substitutes they had to buy these products but at lower volumes (Montague, 1999). Additionally, due to monopoly, competition was not in existence, thus the products being produced ere not of high quality and competitive in terms of prices. Consumers had fewer choices. Market acquisition Just like other monopolies, Monsanto has been in law suits over various issues. Notably, in India, the corporation was accused of trying to control the cotton industry (Gersema, 2003). It has also been accused of controlling biotech corn as well as department of Soybean seed. Concerning predatory pricing, the company was accused to misusing its monopoly to unlawfully monopolize and freeze competition relating to glyphosphate and maintaining a supra-competitive price (Stewart, 2010). Additionally, the corporation has been accused of antitrust as the company was accused of misusing its dominance it dominance in roundup to forcefully make companies that produce seed to license the company’ biotechnology. References Stewart, T. (2010). How monopolies impact consumer prices. Web. Montague, P. (1999). Monsanto: The Bad Seed. Environmental Health Weekly, 21(6), 2-16. Gersema, E. (2003). Death Sentence for Monsanto–Roundup Resistant Weeds. Associated Press. Julfekar H. (2010). Types of Monopoly. Retrieved from https://www.indiastudychannel.com/resources/106541-Types-Monopoly.aspxAdvertising We will write a custom essay sample on Monsanto Company’s Monopoly specifically for you for only $16.05 $11/page Learn More This essay on Monsanto Company’s Monopoly was written and submitted by user LukeSkywalker to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.